FundingPips Review 2026 — Rules, Profit Split & Drawdown

FundingPips

Forex · Indices · Commodities · Metals

★ 4.5 -10% OFF via Brekout

$2M

100%

10%

Challenge Rules

Account sizes$5K / $10K / $25K / $50K / $100K

Programs2-Step Standard · 2-Step Pro (stricter) · 1-Step · Zero (Instant Funding)

2-Step Standard Phase 18% (Option 1) or 10% (Option 2) profit target

2-Step Standard Phase 25% profit target

1-Step target10% — single phase, 6% static max loss

Zero (Instant Funding)No evaluation — 5% trailing drawdown · 3% daily · 15% consistency rule

2-Step ProStricter rules, lower cost entry (from $29)

Max daily loss5% (2-Step/1-Step) · 3% (Zero)

Max total loss10% static (2-Step) · 6% static (1-Step) · 5% trailing (Zero)

Min trading days3 days per phase (2-Step)

Time limitNone (unlimited)

Challenge cost (2-Step)From $49 — fee refunded after 4th payout

Challenge cost (2-Step Pro)From $29 — most affordable entry

Drawdown typeStatic (most 2-Step/1-Step) — does NOT trail profits

Payout cycle optionsWeekly 60% / Bi-weekly 80% / Monthly 90% / On-demand 100%

InstrumentsForex, indices, commodities, metals (70+ assets)

News tradingRestricted on funded accounts — not during challenge

EA / botsAllowed on most programs

PlatformsMT5, cTrader

Funded Account Rules

Profit split60% to 100% depending on payout cycle chosen

Max capitalUp to $100K per account · up to $2M via scaling

Payout frequency4 options: Weekly / Bi-weekly / Monthly / On-demand

Payout processingEvery Tuesday, 1–3 business days · $10 fee per transaction

Hot Seat status16 consecutive payouts + 40% cumulative profit → 100% split + $2M capital

Scaling plan4 levels: Launchpad (+20% cap) → Ascender (+30%) → Challenger → Hot Seat ($2M)

Consistency rule35% (On-demand 90%) — most cycles have no consistency rule

Zero accounts15% consistency score + 7 profitable days/month to stay active

Payout methodsBank transfer, USDC crypto (US/EU/international)

Things to Know

Funded account rules differ significantly from challenge rules — read funded terms carefully.
Zero instant funding has the strictest drawdown type (intraday trailing) — not recommended for beginners.
On-demand 90% payout cycle has a 35% consistency rule — avoid if your P&L is lumpy.

Tips

2-Step Standard with Bi-weekly 80% cycle offers the best risk-to-reward for most traders.
Static drawdown on 2-Step/1-Step is a major advantage over trailing-DD competitors.
The fee refund after 4th payout makes the 2-Step effectively free for consistent traders.
$29 entry via 2-Step Pro is the most affordable evaluation in forex prop trading.